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Tips for Shopping Online Stores (and Staying on a Budget)

If you have access to the internet at your house, you’ve probably done your fair share of online shopping. It is fast, convenient, and the selections and options are amazing. #1) When Is It Cheaper To Shop In-Store? Take into account the shipping charges. You may find a product cheaper online but if the shipping cost is outrageous, you may …

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Financial Literacy Month Statistics: How Are We Really Doing?

In the wake of the start of financial literacy month, I found the following information to be quite intriguing. How would you rate your saving habits? Bankrate.com recently did a survey of 1,000 U.S. adults which studied how much they were saving. Those who earned between $50,000 and $75,000 saved the biggest share of their incomes. Around a fourth of …

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5 Ways to Be Debt-Free

How much debt do you have? Debt and debt management can seem like an immense task to conquer but it is an important one to consider when you are thinking about your future. How will your debt affect your retirement? Is it putting a damper in your current living situation or your current lifestyle? Below are five ways to help …

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How to Raise a Financial ‘Fit’ Child

Teaching financial responsibility should start at an early age. Don’t let your children’s schools introduce them to money. Introduce the concept yourself and show them (by example) just how important financial responsibility is. In this time of instant gratification, children don’t often understand the concept of frugality and what saving money can do for your future. If you want to …

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Celebrating Financial Literacy Month

April brings the start of the smell of fresh rain, the sound of lawn mowers, and Financial Literacy Month. We all know how to celebrate the first two (regular doses of allergy medication) but what about Financial Literacy Month – how do we celebrate that? Let’s start off with the basics…   What is Financial Literacy Month? It was nationally …

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5 Basic Financial Mistakes College Students Make

If you know how to work with your money, your money (or lack thereof) won’t work against you. A solid knowledge of financial literacy will lead to financial success. College is a time of experimentation and it is also the perfect time to learn how to understand the basics of money management (like living on a budget and handling credit …

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Don’t Spend More Than You Have!

Even though the economy is supposedly doing better, most American’s are thirty to ninety days away from not meeting their financial needs to pay bills. Succeeding in your finances is important for your mental and physical health as well as your future. If you don’t feel as though your finances are in order you could: • Lose sleep, • Become …