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5 Ways to Be Debt-Free

How much debt do you have? Debt and debt management can seem like an immense task to conquer but it is an important one to consider when you are thinking about your future. How will your debt affect your retirement? Is it putting a damper in your current living situation or your current lifestyle? Below are five ways to help …

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Don’t Spend More Than You Have!

Even though the economy is supposedly doing better, most American’s are thirty to ninety days away from not meeting their financial needs to pay bills. Succeeding in your finances is important for your mental and physical health as well as your future. If you don’t feel as though your finances are in order you could: • Lose sleep, • Become …

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3 Ways to Destroy Your Debt

#1. Do Your Homework Assess The Damage (Know What Your Up Against). Confirm The Debt (Eliminate Ghost / Paid Debt). Look to Consolidate (The Less Debt You Start with The Better). #2. A Winning Strategy Manage You Money (Calculate Your Spending Habits). Set Financial Goals (Trim The Fat on Costly Habits). Increase Your Income (Pay Raise, Side Jobs, Etc.). #3. …

financial literacy is never too late to learn

Financial Literacy and Education are Never too Late to Learn

The AARP and Charles Schwab Foundation have begun working on basic financial literacy and education courses for people 50+. The program involves three separate group classes that are 90 minutes each. The classes include the topics of budgeting, debt control, and saving. The classes are followed up by one-on-one sessions to further educate the individuals taking the course. The sessions …

What Do Olympians and Your Personal Finances Have in Common?

One of the major flaws in many people’s approach to managing their personal finances is that they think it’s just a one-time ordeal and then it’s over. However, getting your financial life in order takes much more than reorganizing your budget just once. As a recent Forbes article so aptly put it, effectively managing your personal finances requires constant attention …

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Teens are Cynical about Financial Institutions and Banks

Recently, a University of Arizona study found that teens are more wary than ever about financial institutions and banks. Given that “the majority strongly distrust financial institutions and even while expressing great confidence in other things like their likelihood to find employment” and their ability to achieve financial stability, American teens are facing an uphill battle for financial security. Teens …