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3 Hidden Dangers of Credit Cards

Building your credit is important but using a credit card can almost be compared to playing with fire. Sure, fire can come in handy, but burn too much and that bonfire can get out of control. Did you know that the average US household credit card debt is at $15,863 (counting only the households that have credit card debt)? If …

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How Far Does Your Paycheck Actually Go?

Your paycheck is just like real estate; there is one important thing that you must consider before, during, and after the big events in your life. No, it’s not the size of your paycheck – it’s all about location. Recent statistics and data from the Bureau of Labor Statistics and the Bureau of Economic Analysis have revealed that since every …

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Tips for Shopping Online Stores (and Staying on a Budget)

If you have access to the internet at your house, you’ve probably done your fair share of online shopping. It is fast, convenient, and the selections and options are amazing. #1) When Is It Cheaper To Shop In-Store? Take into account the shipping charges. You may find a product cheaper online but if the shipping cost is outrageous, you may …

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Financial Literacy Month Statistics: How Are We Really Doing?

In the wake of the start of financial literacy month, I found the following information to be quite intriguing. How would you rate your saving habits? Bankrate.com recently did a survey of 1,000 U.S. adults which studied how much they were saving. Those who earned between $50,000 and $75,000 saved the biggest share of their incomes. Around a fourth of …

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Don’t Spend More Than You Have!

Even though the economy is supposedly doing better, most American’s are thirty to ninety days away from not meeting their financial needs to pay bills. Succeeding in your finances is important for your mental and physical health as well as your future. If you don’t feel as though your finances are in order you could: • Lose sleep, • Become …