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5 Ways to Pad Your Retirement Nest Egg

The best time to start saving money for retirement is yesterday. The second best time is now. We should all be saving money for our nest egg so that we can rest comfortably (or go on your retirement adventures) when the time comes. These days, Americans are working longer – or going back to work – so that they can …

Retirement

3 Ways to Spend Yourself to Retirement

1.) Spend Less Than You Earn Add Up Your Monthly Income.  Add Up Your Monthly Expenses.  Know Where Your Money is Going.  2.) Reduce Your Expenses Keep Only What You Need.  Remove The Impulse Purchases.  Bargain Hunt for Better Deals (Rates).  3.) Increase Your Income Seek Additional Employment.  Improve Your Education (Skill Set).  Ask for a Raise or Test The …

financial literacy is never too late to learn

Financial Literacy and Education are Never too Late to Learn

The AARP and Charles Schwab Foundation have begun working on basic financial literacy and education courses for people 50+. The program involves three separate group classes that are 90 minutes each. The classes include the topics of budgeting, debt control, and saving. The classes are followed up by one-on-one sessions to further educate the individuals taking the course. The sessions …